When an individual turns 65, they face one of the most confusing decisions of their lives. If they are still working, what do they need to do with regards to signing up for Medicare? What is the difference between Medicare Part A (Hospitalization) and Part B (Medical)? If they are not working, what will happen differently if they took early Social Security? How do they sign up for Part D (Drugs)? Do they want or need a Medicare Supplement? If so, which one? How much is all this going to cost? What are the pros and cons of Medicare over employee plans that can be kept after retirement?
It is important to note that Medicare Open Enrollment starts three months before your birth month and continues three months after your birth month. It is a sequential process in that you must have your Medicare card in hand before you can sign up for Part D or a Supplement.
Household Document Organization can help you through all of these questions. As we are not insurance agents, the service is educationally oriented with no ties to specific insurance companies. The intent is to explain all your options and help you make the best decision for yourself and your family.
Once you have decided what you want to sign up for, we can help you with online enrollment for Medicare Part A and/or Part B. Once you have your card, we run the comparison program at www.medicare.gov to display and enroll you in the best drug plan for you for that year. Finally, we provide telephone numbers for the various companies offering Supplements and help you enroll over the phone. The entire process takes approximately 2 hours.